Auto insurance options matched to different vehicles, driving patterns, and budgets. Find coverage that addresses what's actually at risk on the road.
Each coverage category serves a distinct purpose on the road. Understanding what each plan addresses makes it easier to identify what level of protection makes sense for a given vehicle, driver history, and financial situation. The options below cover the range of scenarios most drivers encounter.
Covers costs associated with injuries and property damage caused to others in an at-fault accident. Required in most states, liability coverage sets the baseline for any legal driving situation.
Pays for repairs to the insured vehicle when it collides with another vehicle or object, regardless of which party is at fault. Collision plans are especially relevant for newer or higher-value vehicles.
Addresses vehicle damage from causes unrelated to collisions, including theft, vandalism, fire, flooding, hail, and falling objects. Comprehensive coverage fills the gap left by collision-only plans.
Covers expenses when the at-fault driver in an accident carries no insurance or insufficient coverage to pay for damages and injuries. This plan ensures recovery isn't dependent on the other party's policy limits.
Structured for households or operators managing more than one vehicle under a single policy. Multi-vehicle plans consolidate coverage without sacrificing individual vehicle protection levels.
Provides on-call support for breakdowns, flat tires, dead batteries, lockouts, and towing needs. Available as an add-on to existing coverage or as a standalone service on qualifying plans.
